THE SECRET TO A GOOD RETIREMENT: WHAT NO ONE WILL TELL YOU , PART 1
I am a writer, and I hope that someday to gain some success. I am also a retired scientist therefore, have some knowledge of this game of ‘the good retirement’ you might say I gained through ‘on the job training’. With that in mind, I am writing a piece that many will find discouraging and I’m sure with which many will disagree. I can only speak from experience, and for myself. With all the talk about retirement, due to that nasty habit we have developed by living longer, I thought I’d voice my experience. Nothing you read here may help you. My hope is that someone out there may benefit.
Here we go.
Other than being a writer, I am a person trying to survive in today’s world and economy. I think I have the secret, at least for myself and maybe those young and prudent out there (that’s a hint as to what is coming up) to a secure life after you retire. If you are beyond ‘young’ you will not enjoy what I’m about to say, but such is life, but then again, you may have journeyed down the right road early on.
Newspapers, periodicals and direct mailings focused on seniors tout the way to a retirement where all your dreams are fulfilled. Where life will be a comfort and no worries will cloud your future. Once you reach a certain age, you will bombarded with offers to free dinners at the trendiest local restaurants to listen to the profits of retirement success. The only success realized will be their own profit.
I’m not saying that you don’t need advice, but what you get at these fancy restaurants may not be the most helpful. Could even hurt you.
I’m not going to give any specifics, but what follows next is fact. You just have to believe me.
My first experience with a financial adviser was through my employer, a large company with many who signed up. After my wife and I provided all the data asked for, he asked me, “How you like to retire at 57?” Who wouldn’t? As time went on and our daughter set off to attend NYU, during a meeting he just mumbled saying, “I don’t know how you’re going to pay for it.” That retirement ‘at age 57’ went out the window. Eventually, we heard about another adviser with a local reputation. Word of mouth, the best way to a reputable business whether it’s plumbing or investments. We decided to change advisors and that’s when things got a little ugly. Attempting to switch our investments for one to the other was like pulling hen’s teeth. The new advisor expected there to be difficulties and he was right. To make a long story short we are very happy with our new man. Oh, and he doesn’t charge a fee, only takes a percentage of our profits. If we don’t make money he doesn’t.
So if you’re at that golden age to take action, stay away from the free meals, unless you’re really hungry. To my mind, it’s all bullshit… to be continued.
STRUGGLING TO GET IT PUBLISHED: WRITER’S RESOURCES, ALSO, WHAT LIES AHEAD
As I stumble through the maze of trying to get my work published, I run across websites that may be helpful. I’ll let you be the judge on how helpful they really are, but I’ll share them.
Next week, I will perhaps make many enemies and maybe one or two friends.
My new series, Rant & Raves, will take a personal look at retirement for that is where I am now. I find the process not difficult and share my ‘insight’.
Most of my enemies will come from the gurus lecturing on how to retire with no worries, the term ‘snake oil’ comes to mind. This will be a personal journey, not meant to be chiseled in stone, merely etched in sand. But having gone through the process, i.e. living to this point, I feel the need to share my ‘wisdom’.
Anyone wishing to ease that retirement from my first life, my writer’s life is still in process, look below.
Here are some links where you may purchase my work.
Melange Books
http://www.melange-books.com/authors/walttrizna/index.html
Barnes & Noble.com
http://www.barnesandnoble.com/s/walt-trizna?store=book&keyword=walt+trizna
Amazon.com
http://www.amazon.com/s/ref=nb_sb_noss?url=search-alias%3Dstripbooks&field-keywords=walt+trizna
THE NIGHT ETERNAL by GUILLERMO DEL TORO AND CHUCK HOGAN
The Night Eternal, the final book in The Strain Trilogy is a wild ride and a ‘must read’ for anyone at the least interested in vampires or the source of this horror.
Never before has there been a scientific explanation behind the myths and legends of these monsters, how they infect, how they react to sunlight and mirrors. The authors have changed some characteristics, replace fangs with a method of infection beyond repulsive, but it is all to their credit. And never before, to my limited knowledge, has there been an explanation involving the birth of the original vampire. And I must tell you, the source of the original vampire will rock you.
I cannot strongly enough implore you to read The Strain Trilogy.
Here are some links where you may purchase my work.
Melange Books
http://www.melange-books.com/authors/walttrizna/index.html
Barnes & Noble.com
http://www.barnesandnoble.com/s/walt-trizna?store=book&keyword=walt+trizna
Amazon.com
http://www.amazon.com/s/ref=nb_sb_noss?url=search-alias%3Dstripbooks&field-keywords=walt+trizna
FRANNY AND ZOOEY BY J. D. SALINGER
I’ve mentioned in a past post that, after reading an author’s work, I seek out their biography. With J. D. Salinger, I did the exact opposite.
I first read Salinger’s biography by David Shields and Shane Salerno. I couldn’t remember if I had read Salinger’s classic, The Catcher in the Rye, so I read it and recently posted my thoughts, and now have read Franny and Zooey. This book is composed of two works concerning members of the Glass family. Here are my thoughts.
Franny and Zooey are the youngest of the seven siblings, two girls and five boys, of the Glass family. Their parents are vaudeville actors and the children are all described as being extremely intelligent and attractive. The radio show, It’s a Wise Child, features the siblings for an extended period for there is a great age difference between the first and the last.
In the first piece, Franny, we find a girl of twenty, with a rather unstable nature, meeting her boyfriend for a weekend game. They go for lunch where martinis are consumed and endless cigarettes smoked. The language is stilted, by today’s standards. The Zooey piece concerns her brother and her condition in the previous piece. Zooey, along with his mother, also smoke constantly. Zooey also exhibits an attitude and sophistication not keeping with his age of perhaps 25.
The purpose of this post is, in my opinion, today’s reader would not find these works entertaining, or meaningful.
After publishing his work, Salinger wrote, as a recluse for 45 years, producing a reported volume of work to be published in the future, dealing with the Glass family as well as the Caulfield family from The Catcher in the Rye.
I’m looking forward to reading these works to see, while in seclusion, Salinger kept up with the times. Generations of both families would have past. Did they trade martinis for marihuana? Did the stiltedness of their encounters become steamy sex? Did his writing change to reflect the time?
Here are some links where you may purchase my work.
Melange Books
http://www.melange-books.com/authors/walttrizna/index.html
Barnes & Noble.com
http://www.barnesandnoble.com/s/walt-trizna?store=book&keyword=walt+trizna
Amazon.com
http://www.amazon.com/s/ref=nb_sb_noss?url=search-alias%3Dstripbooks&field-keywords=walt+trizna
RANTS & RAVES: CHEESBURGERS VS VITAMINS
As I write, I try to determine if my thoughts are the result of old age or maybe keen observation. You be the judge.
In this past Sunday’s Philadelphia Inquirer, 12/28/14, I read an article in the Health Section about eye care vitamins. I take eye care vitamins with the hope of not becoming a macular degenerate, I’ve got enough problems. The article focused on a study done by four research centers, one being the Penn State College of Medicine, finding that very few of the eye care vitamins sold had the level of ingredients printed on the label, and some contained herbal supplements not included in these ingredients. A comment in the article relates, ‘By law, dietary supplements need not demonstrate safety or effectiveness, they merely have to refrain from claiming to treat, prevent or cure any disease.’
Okay, here’s a stretch: Does it seem that fast-food is more closely regulated than vitamins? To my knowledge, no one goes to a fast-food joint to improve their health. If they do, I hope they are under close supervision and reminded to take their meds. However, people do take vitamins to improve their health.
What am I missing here?
Here are some links where you may purchase my work.
Melange Books
http://www.melange-books.com/authors/walttrizna/index.html
Barnes & Noble.com
http://www.barnesandnoble.com/s/walt-trizna?store=book&keyword=walt+trizna
Amazon.com
http://www.amazon.com/s/ref=nb_sb_noss?url=search-alias%3Dstripbooks&field-keywords=walt+trizna
BEGINNING A NEW YEAR, 2014 in review
This is the time we make promises to ourselves, most of which we won’t keep. Time to reflect on the year past and the one that approaches. Time to get on with life.
As in the past, my blog will focus on writing, on where and how to publish your work, and how to endure this absurd profession. If I have any successes, I’ll share them with you. Failure will find itself under the rug.
For the coming year, I’ve decided to begin a new category, one I’ve felt growing for some time now. I already have a category, Observations and Opinions, but I find the title too mellow for what I observe as I travel through space and time. Rants & Raves will be the new category I plan to visit often in this upcoming year. It will encompass subjects which, to me, make little sense, or in general, just piss me off. The older I get, the larger this category grows.
“How does that apply to writing?” you may ask. As I read I find many current authors address issues in their fiction nudging important topic into public view. My last post, Flight Behavior by Barbara Kingsolver, is a case in point where she addresses climate change incorporated in a fantastic story. But this trend is not new. Currently, I’m reading Charles Dickens’, Hard Times, an author whose work constantly addresses the wrongs in English society. Then, there is Upton Sinclair writing The Jungle, altering the meat processing industry. The list goes on and on where fiction is used to alter fact.
Let me finish this post by thanking you for entering my life and thoughts this last year, and hope that our relationship continues.
Finally, I’ve included my past year’s blog life as reported by WordPress.
The WordPress.com stats helper monkeys prepared a 2014 annual report for this blog.
Here’s an excerpt:
A San Francisco cable car holds 60 people. This blog was viewed about 1,400 times in 2014. If it were a cable car, it would take about 23 trips to carry that many people.
CHRISTMAS LIGHTS
This short post will surely tell what I was doing today.
I firmly believe, if someone out there wants to be awarded a Nobel Prize, category yet to be determined, they should delve into the electric logic of Christmas lights. Here is the problem to be solved. What is the logic behind these strands of insanity? They light in the garage, yet when taken into the outside environment will not illuminate. I have recently discovered a new phenomenon with my indoor tree, lights one fine are now dimmed. What demented spirit governs these strands of torment?
Am I the only one that thinks there is some demon lurking to do me wrong?
You’ll hear from me again, I know you will as the lights chose their own fate.
Time to watch the Eagles’ game.
What is that noise? Sounds like some demented Christmas bells.
I’m sure you’ll hear
LOVE MACHINE/STEPPING STONE by WALTER MOSLEY
As usual, I’m way behind the curve in becoming familiar with the important authors of the genres in which I’m most interested and participating in, namely science fiction and horror. The problem is, I’m interested in so many different types of works; mystery, historical fiction, literary works. Also nonfiction; biographies, military history to name a few. My stacks of to-be-read books sometimes gets quite ridiculous, as the list of my interests goes on and on.
Not long ago, I picked up my first work written by Walter Mosley and now I’m hooked on the guys writing having read a few Easy Rawlins and Leonid McGill mysteries, two compelling characters. Once you get into his mysteries it’s hard to stop, but then again, why should you?
Some time ago, while on a bookstore expedition, I notice a book my Mosley, Love Machine/Step Stone. Not even reading the blurb about the short novels, I added it to my stacks. There it sat for quite a few months until a few days ago when I decided to give it a try.
Published in 2013 by Tor, I was amazed to find that they were two short science fiction novels. I know I’m probably the last to discover that Mosley wrote science fiction, but just in case there is one more of you out there lacking in this knowledge, I thought I’d write this article. Both works are complex and well written contributions to the genre.
Love Machine is nothing you would expect from its title. Rather, it centers on a device used to merge individual psyches, and that’s just the start. I finished this book in one night and defy you to put it down once you begin turning pages.
Stepping Stone takes you on a fantastic ride, starting slow with a ‘special needs’ man. The pace quickens as you find both of these observations, ‘special needs’ and man, stand on shaky ground bringing you to a conclusion you never see coming.
If you enjoy reading science fiction with a twist, or are a Walter Mosley fan, definitely give these short works a try.
Here are some links where you may purchase my work.
Melange Books
http://www.melange-books.com/authors/walttrizna/index.html
Barnes & Noble.com
http://www.barnesandnoble.com/s/walt-trizna?store=book&keyword=walt+trizna
Amazon.com
http://www.amazon.com/s/ref=nb_sb_noss?url=search-alias%3Dstripbooks&field-keywords=walt+trizna
